New Mandatory Travel Insurance for Zanzibar: Everything You Need to Know (2026)
Since October 2024, all visitors must purchase Zanzibar’s official inbound travel insurance. Here’s what it covers, how much it costs, and how to get your QR code before you fly.
$44 / adult
$22 per child · 92 days cover
QR code
Digital proof required at immigration
Zanzibar only
Not required for mainland Tanzania
If you’re planning a trip to Zanzibar, there’s a new mandatory step you can’t skip. Since October 2024, all foreign visitors must purchase travel insurance from the Zanzibar Insurance Corporation (ZIC) before entering the archipelago. In this comprehensive guide, Our expert team at Spice Wheels, who have closely followed East African travel regulations for over a decade, explain the rule, the costs, the coverage, and how to purchase your policy online with ease.
1. What Is the New Rule?
The Revolutionary Government of Zanzibar now requires every non‑resident visitor to hold a valid inbound travel insurance policy issued by the Zanzibar Insurance Corporation. This applies to all foreigners, regardless of whether you already have your own travel insurance. Without it, immigration officers may refuse entry. The insurance is valid for up to 92 days the maximum length of a tourist stay.
2. How Much Does It Cost?
The official rates are fixed and transparent:
- Adults (18+): $44 USD per person
- Children (2–17): $22 USD per child
- Infants (under 2): Free, but must be registered
Payment is accepted online by credit card or via certain mobile money platforms. The price includes all fees no hidden charges.
3. What Does It Cover?
The ZIC inbound policy is comprehensive and designed to protect tourists during their stay. Coverage includes:
For full policy wording, visit the official portal: inbound.visitzanzibar.go.tz.
Don’t get caught at immigration secure your Zanzibar insurance today.
Start Your Ride4. How Do You Buy It?
The process is entirely online and takes about five minutes:
- Go to the official government portal: inbound.visitzanzibar.go.tz.
- Select your language (English or Swahili).
- Fill in your personal details name, passport number, date of birth, nationality, and length of stay.
- Pay by credit card (Visa/Mastercard) or mobile money.
- Download your insurance certificate and QR code. You’ll also receive it by email.
Important: The QR code is your proof of insurance. Save it on your phone and keep a printed copy in your passport. You will be asked to show it at immigration upon arrival.
5. What If You Already Have Travel Insurance?
Your existing international travel insurance does **not** replace the ZIC policy. Zanzibar requires this specific government‑issued insurance, even if you have coverage from your home country. Think of it as a mandatory entry fee that also provides a safety net.
6. Why Did Zanzibar Introduce This Rule?
The government’s stated goals are to:
- Protect tourists from unexpected medical or travel expenses.
- Ensure visitors have access to quality healthcare without financial burden.
- Strengthen the overall safety and reputation of Zanzibar as a top tourist destination.
The measure follows similar policies in other island nations (like Cuba and parts of the Caribbean) and helps fund emergency services.
7. Frequently Asked Questions
Do I need this if I’m just transiting through Zanzibar?
If you leave the airport (e.g., on a stopover), yes. If you stay airside, usually not but check with your airline.
Can I buy it at the airport upon arrival?
The official website recommends purchasing before travel. While there may be a counter at Abeid Amani Karume International, it could cause delays and may not be guaranteed.
Is it refundable if my trip is cancelled?
The policy itself is non‑refundable, but your own travel insurance may cover the loss.
Do I need it for my child?
Yes, for children aged 2–17 the $22 fee applies. Under‑2s are free but must be declared.
8. SpiceWheels and Your Insurance
When you rent a car with SpiceWheels, we do **not** sell the ZIC travel insurance it’s a separate government requirement. However, we strongly advise all our customers to purchase it before departure. If you have questions about how it interacts with our rental insurance, please contact us we’re happy to explain.
For more on safe and legal driving in Zanzibar, read our Complete Guide to Driving and our Car Rental Checklist. And if you’d prefer a driver, our chauffeur service lets you relax while we handle the road.
Ready to Explore Zanzibar?
Book your vehicle today and travel with confidence don’t forget your mandatory insurance.
